18 Wheelers

Providing 18 Wheeler Truck Drivers With Affordable Insurance & Quality Service

18 Wheeler trucks are more heavy-duty and allow you to haul more weight. 18-Wheelers can legally haul up to 80,000 pounds while other types of trucks like a power-only unit can only haul up to 34,000 pounds. Operating an 18-Wheeler allows you to haul more which comes at a risk. In case of an accident, it is important to be insured with the right company that you know will be there in the occurrence of an accident.

Morales Insurance Agency is for truck drivers. Truck drivers need insurance to protect their vehicles and themselves while on and off the road. We can help you find the best insurance rates and coverage so you can operate your business knowing your assets are protected.

Who Needs 18 Wheeler Truck Insurance?

The 18 wheeler truck coverage is specifically designed for the CDL drivers of these vehicles. There are all sorts of businesses where this type of vehicle is used in some way, from freight companies to car dealerships that need garage keepers coverage–just about any company that needs a large capacity vehicle will most likely have at least one or two trucks in their employ. Therefore, there is no set list of industries that specifically need 18 wheeler truck insurance, but it can be assumed that they would include all sorts of businesses with varying levels.

Coverages & Limits For Your Truck

Truck Insurance is purchased through an insurer and offers liability, collision, medical payments, uninsured motorist, cargo, comprehensive coverage.

Commercial Auto Liability (Covers Bodily Injury and Property Damage to others) – $750,000 is min. $1,000,000 is typically required.

Cargo Insurance (Covers your goods/products in transit) – $100,000 limit

Non-Trucking Liability (If you own a commercial vehicle and use it for personal use) – $1,000,000 limit

General Liability Protect the individuals in an around your operation.

Physical Damage rate is based off the value of your vehicle and other common truck insurance pricing factors.

Non-Owned Auto Policy (If you let someone else drive your truck and/or car or any other vehicle that is not listed under the owned auto policy) – $100,000 Limit

Hired Auto Policy (If someone else drives your 18-wheeler for a fee) – $100,000 Limit

Workers Compensation Insurance (Covers medical expenses including lost wages and work-related disability of the truck driver or other employees as well as death benefits to their family in case they die on the job).

For 18 Wheeler Insurance, Contact Us!

You don’t want just any policy – you need one that works for your business and provides the protection you deserve when accidents happen. Our team of experienced agents will work to craft a policy tailored specifically for your company’s unique needs – all while providing personalized service every step of the way! We are here to help make sure everything runs smoothly behind the scenes so there are no surprises along the way. Let us take care of everything else so you can get back out on the road and focusing on your business!

Call Morales Insurance Agency today at 754-229-6071 or start a quote application to get trucking insurance.

How Morales Insurance Agency helps protect you

Our team of knowledgeable agents are experts at finding the right coverage for your family, or your business. Get your insurance quote now.