Trusted. Local. Independent.

Morales Insurance Agency has the knowledge and expertise to help with your insurance needs in Palm Coast, Florida.

We’re your one-stop-shop for contractors insurance and business insurance. Start a quote by clicking below or give us a call at 754-229-6071 to start the conversation.

Palm Coast, Florida
Palm Coast, Florida
Palm Coast, Florida

Get quotes from multiple insurance companies in Palm Coast, Florida.

Morales Insurance Agency has your covered.

We’ve built our insurance agency around understanding what you need and what’s important for your family or business to protect.  That’s why we work with a wide range of insurance companies and products in Palm Coast, Florida to meet your specific needs, including customized coverages.

We don’t work for the insurance company, we work for you.

Google Rating
5.0

Reviews from Morales Insurance Agency clients.

The best insurance agency, according to those who matter: Our Customers.

KO
Keaton Ousley
Jud and his team really been there for us every step of the way as a new company. Thank you!
MH
Meghann High
Excellent service! Dakota has been a wealth of knowledge when it comes to insuring my business. I highly recommend them!
JE
Jessica Edwards
Dakota exceeded our expectations and is saving us money on our home and auto insurance with more coverage than our previous insurance company! Highly recommend Morales Insurance Agency Agency!!
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Apryl Daniel
Jud went above and beyond helping me with my insurance. I highly recommend them for all of your insurance needs.
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S. Lewis
Jud was very prompt to all inquiries, professional, and patient with our company. Really took into consideration everything we needed, and made it happen. The customer service was EXCELLENT!
DM
Daniel McGarvey
Great prices and great customer service. Professional attitude and timely response. I definitely recommend talking to Mr. Coffman for all your insurance needs.
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Tony Graves
Saved me money BIG TIME on commercial insurance.Dakota is a real MVP in my book.
TM
Trill Macdonal
Dakota response time is excellent he’s professional and he attacks in every way he can to get you the best progressive rates he will go out his way for his clients I strongly recommend his service great people great team.
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Simply Fresh DA
Recommend this service for all people who need business solutions great place good people fast results.
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Kyle Pierce
Great company, always there to help when you need something done!
TO
Tony Owens
Very nice response is quick good rates.
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Orlando Rocha
Very good and fast services highly recommended.
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Sam Dueck
Great deals and easy to deal with insurance agent.

Top insurance policies to fit your business.

No business is the same, but many companies share common risks. These key commercial insurance policies can help protect your business from common accidents, lawsuits, and damages. We offer tailored policies to help protect your business from fast-moving risks.

Commercial Auto

If your business owns vehicles used for business purposes, such as delivery trucks or service vehicles, commercial auto insurance provides coverage for those vehicles. This includes liability coverage for accidents and physical damage coverage for the vehicles.

General Liability

Provides coverage for third-party claims related to bodily injury, property damage, and advertising injuries. General Liability covers injuries occurring on your business premises or business activities that cause damage to someone else’s property.

Workers Compensation

If your business has employees, workers’ compensation insurance is usually required by law in every state. It provides coverage for medical expenses, lost wages, and rehabilitation costs for employees who are injured on the job.

Commercial Property

Commercial property insurance covers physical assets such as the business building, inventory, furniture, equipment, and fixtures against risks like fire, theft, vandalism, and natural disasters.

Business Owners Policy

A business owner’s policy, aka BOP, is a cost effective way for small business owners to get general liability and commercial property insurance combined into a single policy.

Professional Liability

Professional liability insurance, aka Errors & Omissions (E&O), can help cover legal expenses if your business is sued for a mistake, missed deadline, project scope disputes, negligence, or other risks associated with customer satisfaction.

Commercial Umbrella

Commercial umbrella, aka Commercial Excess, provides additional coverage once the underlying policy reaches its limit. It can boost the coverage for general liability, commercial auto, and employer’s liability insurance.

Cyber Liability

Businesses today increasing rely on digital systems and store customer data electronically. Cyber liability insurance helps cover the costs associated with data breaches, including legal fees, notification costs, and credit monitoring for affected customers.

Builders Risk

Builder’s Risk Insurance, aka Course of Construction Insurance, is a form of commercial property insurance which covers a building while it is being constructed or heavily remodeled.

About
Morales Insurance Agency.

We take a hands on approach to insurance guidance. We believe, not only will you find  Morales Insurance Agency knowledgeable, but you will also discover that we are invested in making your needs, wants and wishes a reality. Our unique client experience has been designed with a goal to keep you focused on where you want to go, advise you on how to get there.

Unlike most insurance agents, we have no ties to any one insurance or investment company and we are not incentivized to sell financial products. This absolute independence affords us the ability to do what is truly in the best interest of our clients.”

Palm Coast, Florida Independent Agent vs The Rest

Here is a quick comparison of the differences between an independent agency in Palm Coast, Florida like us, and the various other types of companies that are out there:

Features & Services Our Agency Captive Agent Online & 1-800 Companies
Access to multiple companies and wide range of products
Easy switching from company to company without hassle
Unbiased and objective advice Tries to sell & support only their one company Tries to sell & support only their one company
Claims assistance and advocacy Adjusters are often exclusive to the one company No help: You vs. adjuster
Policy service from the same person you bought from To call center You'll likely never talk to the same person twice
When you buy from an independent agent like us, you're supporting local business and your local economy #choicematters #independentagent

Morales Insurance Agency. Making insurance easy.

We protect your livelihood. Our goal is to get you the insurance you need, quickly, simply and affordably so you can focus on growing your business, and taking care of your family.

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Our team of knowledgeable agents are experts at finding the right coverage for your family, or your business. Get your insurance quote now.